{"id":1782,"date":"2019-10-16T17:14:57","date_gmt":"2019-10-16T21:14:57","guid":{"rendered":"https:\/\/dev.labellemarquis.com\/faillite\/"},"modified":"2020-04-21T15:22:46","modified_gmt":"2020-04-21T19:22:46","slug":"bankruptcy","status":"publish","type":"page","link":"https:\/\/labellemarquis.com\/en\/bankruptcy\/","title":{"rendered":"Bankruptcy"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; row_type=&#8221;normal&#8221; row_delimiter=&#8221;&#8221; row_fixed=&#8221;&#8221; hide_on_mobile=&#8221;&#8221; hide_on_frontpage=&#8221;1&#8243; el_class=&#8221;entete-page&#8221; css=&#8221;.vc_custom_1574867955201{background: #b7b7b7 url(https:\/\/labellemarquis.com\/wp-content\/uploads\/2019\/11\/top-faillite.jpg?id=1956) !important;}&#8221;][vc_column]<div id=\"sc_content_661148354\"\n\t\tclass=\"sc_content color_style_default sc_content_default sc_float_center sc_align_center sc_content_width_1_1\"><div class=\"sc_content_container\"><div id=\"sc_layouts_title_497089428\" class=\"sc_layouts_title\"><div class=\"sc_layouts_title_title\">\t\t\t<h1 class=\"sc_layouts_title_caption\">Bankruptcy<\/h1>\n\t\t\t<\/div><div class=\"sc_layouts_title_breadcrumbs\"><div class=\"breadcrumbs\"><a class=\"breadcrumbs_item home\" href=\"https:\/\/labellemarquis.com\/en\/\">Home<\/a><span class=\"breadcrumbs_delimiter\"><\/span><span class=\"breadcrumbs_item current\">Bankruptcy<\/span><\/div><\/div><\/div><!-- \/.sc_layouts_title --><\/div><\/div><!-- \/.sc_content -->[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1572289393167{padding-top: 90px !important;}&#8221; el_class=&#8221;accueil-bloc4&#8243;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">The personal bankruptcy<\/h2>\n<h5 style=\"text-align: center;\">A solution to your debts and financial problems<\/h5>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1572289896412{padding-bottom: 90px !important;}&#8221; el_class=&#8221;accueil-bloc4 chiffre-list&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<strong>The purpose of the personal bankruptcy process is to give individuals encountering financial problems a chance to a fresh start.<\/strong>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text el_class=&#8221;chiffre-rond un&#8221; css=&#8221;.vc_custom_1572291378530{margin-top: -15px !important;}&#8221;]<\/p>\n<h3>1<\/h3>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243;][vc_column_text el_class=&#8221;chiffre-texte&#8221;]<\/p>\n<h3>Are you insolvent?<\/h3>\n<p>You are insolvent if you are unable to meet your financial obligations as they come due and if the eventual sale of your goods and assets would not permit the reimbursement of your debts.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text el_class=&#8221;chiffre-rond un&#8221; css=&#8221;.vc_custom_1572291405603{margin-top: -15px !important;}&#8221;]<\/p>\n<h3>2<\/h3>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;5\/6&#8243;][vc_column_text el_class=&#8221;chiffre-texte&#8221;]<\/p>\n<h3>What is bankruptcy?<\/h3>\n<p>A bankruptcy petition by a debtor consists in suspending all legal procedures instituted by his creditors. Through this process, you place yourself under the protection of the law in regards to bankruptcy and insolvency. From that point on, all legal recourse (wage garnishment, utility services cut-off, etc. undertaken against you by creditors are suspended and, as a result, you will no longer receive harassing phone calls from certain creditors, either at home or at your office.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;30px&#8221; alter_height=&#8221;none&#8221; hide_on_mobile=&#8221;&#8221; el_class=&#8221;mobile&#8221;][vc_single_image image=&#8221;1953&#8243; img_size=&#8221;large&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1571772678275{padding-top: 90px !important;padding-bottom: 15px !important;background-color: #f2f2f0 !important;}&#8221; el_class=&#8221;accueil-bloc4&#8243;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Which assets are exempt from seizure?<\/h2>\n<h5 style=\"text-align: center;\"><span class=\"TextRun SCXW67708254 BCX2\" lang=\"FR-CA\" xml:lang=\"FR-CA\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW67708254 BCX2\">Contact us for more information! <\/span><\/span><\/h5>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1572291979974{padding-bottom: 120px !important;background-color: #f2f2f0 !important;}&#8221; el_class=&#8221;questions-bloc liste&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Household furniture in your principal residence, up to a value of $6,000.<\/li>\n<li>Food, personal items and clothing required for household daily functions.<\/li>\n<li>Tools necessary to your work or trade.<\/li>\n<li>Pension plan benefits.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_empty_space height=&#8221;40px&#8221; alter_height=&#8221;none&#8221; hide_on_mobile=&#8221;&#8221; el_class=&#8221;mobile&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Disability benefits under a health or disability insurance policy.<\/li>\n<li>Child tax benefits.<\/li>\n<li>Employment insurance benefits.<\/li>\n<li>Social security benefits.<\/li>\n<li>RRSP to which you\u2019ve contributed for more than one year.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1571845518229{border-bottom-width: 1px !important;background-color: #e5e5e5 !important;border-bottom-color: #3a6fa8 !important;border-bottom-style: solid !important;}&#8221; el_class=&#8221;accueil-gris&#8221;][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1571845111607{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221; el_class=&#8221;colonne-services-bleu gris&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><a href=\"\/en\/making-a-budget\/\" data-wp-editing=\"1\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1288 size-full\" src=\"https:\/\/labellemarquis.com\/wp-content\/uploads\/2019\/10\/ico-valise-bleu.png\" alt=\"\" width=\"58\" height=\"56\" \/>Evaluate your situation<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1571845456372{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #e8e8e8 !important;}&#8221; el_class=&#8221;colonne-services-bleu gris pale&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><a href=\"\/en\/bankruptcy\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1290 size-full\" src=\"https:\/\/labellemarquis.com\/wp-content\/uploads\/2019\/10\/ico-dollars-bleu.png\" alt=\"\" width=\"58\" height=\"56\" \/>Bankruptcy<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1571845134360{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221; el_class=&#8221;colonne-services-bleu gris&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><a href=\"\/en\/bankruptcy-trustee-contact\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1292 size-full\" src=\"https:\/\/labellemarquis.com\/wp-content\/uploads\/2019\/10\/ico-main-bleu.png\" alt=\"\" width=\"58\" height=\"56\" \/>Contact us<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1571430826463{padding-top: 90px !important;padding-bottom: 90px !important;}&#8221; el_class=&#8221;accueil-bloc4&#8243;][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Let us help you!<\/h2>\n<h5 style=\"text-align: center;\">Contact us now<\/h5>\n<p>[\/vc_column_text][vc_row_inner equal_height=&#8221;yes&#8221;][vc_column_inner el_class=&#8221;comprendre&#8221; width=&#8221;1\/3&#8243;]<div id=\"sc_icons_347872997\" \n\tclass=\"sc_icons sc_icons_default sc_icons_size_small sc_align_left\"><div class=\"sc_icons_item\"><div id=\"sc_icons_347872997_icon-icon13\" class=\"sc_icons_icon sc_icon_type_ icon-icon13\"\n\t\t\t\t\t\t style=\"color: #ffffff\"\t\t\t\t\t\t><span class=\"sc_icon_type_ icon-icon13\" style=\"color: #ffffff\"><\/span><\/div><h4 class=\"sc_icons_item_title\"><span>I evaluate my situation<\/span><\/h4><\/div><\/div><!-- \/.sc_icons -->[vc_column_text el_class=&#8221;blanc liens&#8221;]<\/p>\n<p style=\"text-align: center;\"><a href=\"\/en\/making-a-budget\/\">Learn more \u203a\u203a<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;comprendre centre&#8221; width=&#8221;1\/3&#8243;]<div id=\"sc_icons_1008135346\" \n\tclass=\"sc_icons sc_icons_default sc_icons_size_small sc_align_left\"><div class=\"sc_icons_item\"><div id=\"sc_icons_1008135346_icon-icon5\" class=\"sc_icons_icon sc_icon_type_ icon-icon5\"\n\t\t\t\t\t\t style=\"color: #ffffff\"\t\t\t\t\t\t><span class=\"sc_icon_type_ icon-icon5\" style=\"color: #ffffff\"><\/span><\/div><h4 class=\"sc_icons_item_title\"><span>I would like to have an appointment<\/span><\/h4><\/div><\/div><!-- \/.sc_icons -->[vc_column_text el_class=&#8221;blanc liens&#8221;]<\/p>\n<p style=\"text-align: center;\"><a href=\"\/en\/free-debt-consultation\/\">Free consultation \u203a\u203a<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner el_class=&#8221;comprendre&#8221; width=&#8221;1\/3&#8243;]<div id=\"sc_icons_1004876796\" \n\tclass=\"sc_icons sc_icons_default sc_icons_size_small sc_align_left\"><div class=\"sc_icons_item\"><div id=\"sc_icons_1004876796_icon-phone-2\" class=\"sc_icons_icon sc_icon_type_ icon-phone-2\"\n\t\t\t\t\t\t style=\"color: #ffffff\"\t\t\t\t\t\t><span class=\"sc_icon_type_ icon-phone-2\" style=\"color: #ffffff\"><\/span><\/div><h4 class=\"sc_icons_item_title\"><span>I call to find out more<\/span><\/h4><\/div><\/div><!-- \/.sc_icons -->[vc_column_text el_class=&#8221;blanc telephone liens&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><a href=\"tel:5147487522\">514-748-7522<\/a><\/h3>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; row_type=&#8221;normal&#8221; row_delimiter=&#8221;&#8221; row_fixed=&#8221;&#8221; hide_on_mobile=&#8221;&#8221; hide_on_frontpage=&#8221;1&#8243; el_class=&#8221;entete-page&#8221; css=&#8221;.vc_custom_1574867955201{background: #b7b7b7 url(https:\/\/labellemarquis.com\/wp-content\/uploads\/2019\/11\/top-faillite.jpg?id=1956) !important;}&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1572289393167{padding-top: 90px !important;}&#8221; el_class=&#8221;accueil-bloc4&#8243;][vc_column][vc_column_text] The personal bankruptcy A solution to your debts and financial problems [\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1572289896412{padding-bottom: 90px !important;}&#8221; el_class=&#8221;accueil-bloc4 chiffre-list&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text]The purpose of the personal bankruptcy process is to give individuals encountering financial problems a chance to a fresh start.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_column_text el_class=&#8221;chiffre-rond un&#8221; css=&#8221;.vc_custom_1572291378530{margin-top: -15px&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1782","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal bankruptcy - Montreal, Laurentians | Labelle Marquis<\/title>\n<meta name=\"description\" content=\"The aim of the 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